Prime Minister Shehbaz Sharif has announced one of the largest Ramzan relief packages in Pakistan’s history. Under this special initiative, eligible families can receive Rs. 13,000 in direct cash support through a new short code system 999.
At the same time, provincial governments, especially Punjab, are also providing Rs. 10,000 assistance through separate programs like the Nigehban Card.
If you want to understand who qualifies, how to check eligibility, and how to receive the payment, this detailed guide explains everything in simple and clear language.
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Overview of the Ramzan Relief Package 2026
The federal government has allocated Rs. 38 billion for the Ramzan Relief Package 2026.
This budget has been divided into two major categories:
- Rs. 28 billion for families who are not currently receiving regular BISP payments.
- Rs. 10 billion for families already receiving support under the Benazir Income Support Programme (BISP).
The aim is simple: provide immediate financial relief before and during Ramzan to help families manage food and household expenses.
What Is the 999 Short Code?
For the first time, the government is using short code 999 to send official SMS messages to eligible families.
If you are selected for the Rs. 13,000 assistance, you will receive an SMS from 999 confirming your eligibility.
This message means:
- Your CNIC has been approved.
- Your payment is ready for collection.
- You can withdraw the full amount without any deduction.
If you receive this SMS, keep it safe.
Who Is Eligible for Rs. 13,000?
You may qualify for Rs. 13,000 if:
- You completed a BISP survey in the past.
- You are not currently receiving regular BISP installments.
- Your previous BISP payments were stopped.
- You belong to a low-income household verified in government records.
- You are not benefiting from another ongoing federal cash program.
Families across:
- Punjab
- Sindh
- Khyber Pakhtunkhwa
- Balochistan
- Gilgit Baltistan
- Azad Jammu & Kashmir
can qualify for this federal assistance.
Who Will Not Receive Rs. 13,000?
Families currently receiving regular BISP quarterly payments may not receive the Rs. 13,000 under this category. Instead, they may receive support through a separate Ramzan allocation added to their BISP payment.
How to Receive the Rs. 13,000 Payment
If you have received the 999 SMS:
- Keep your original CNIC.
- Take the mobile phone that received the message.
- Visit an authorized payment retailer such as:
- HBL Connect
- UBL Omni
- AlphaPay agents
- Complete biometric thumb verification.
- Receive the full Rs. 13,000 amount.
Important:
- The person whose CNIC is approved must personally visit.
- The SIM must be registered in the same person’s name.
- No one else can collect the payment on your behalf.
No Deduction Policy
This payment must be given without any cuts.
If any agent deducts money:
- Immediately call the complaint helpline (such as 9999 or the official helpline announced in your district).
- Report the retailer.
- Demand your full amount.
This is your right.
What If You Did Not Receive the 999 SMS?
Do not panic. Many payments are being processed in phases.
You can check eligibility by:
1. Online Portal Check
Visit the official government portal (as announced by authorities) and:
- Enter your CNIC number.
- Fill in the captcha code.
- Check your eligibility status instantly.
2. Call Helpline 999
You can dial 999 and provide your CNIC number to confirm your status.
If your record qualifies, your payment will be processed soon.
Online Apply & Registration
At present, most beneficiaries are automatically selected through government databases, so there is usually no open public online form for the Rs. 13,000 federal package. However, you can still ensure your eligibility through the following steps:
For Federal Rs. 13,000 Support:
- Complete or update your BISP Dynamic Survey at the nearest BISP Tehsil Office.
- Ensure your CNIC is valid and family data is correct in NADRA records.
- Wait for confirmation SMS from 999.
For Punjab Rs. 10,000 Nigehban Program:
- Door-to-door survey teams may register families.
- You can also submit complaints or requests through the Maryam Ko Batayein (1000) helpline or mobile app.
- Some applicants may be asked to verify data through local administration offices.
Important note: Avoid unofficial websites or agents claiming “guaranteed registration.” The government mainly uses survey-based automatic selection.
Eligibility Criteria (Detailed)
To qualify for Ramzan relief programs, families generally must meet these conditions:
- Monthly income falls within the low-income threshold set by the government.
- PMT (Poverty Score) within the eligible range in BISP records.
- Valid CNIC issued by NADRA.
- Not employed in a high-grade government position.
- Not paying large income tax or owning high-value assets.
- Mobile SIM registered in the applicant’s own name.
For the Punjab Nigehban scheme, priority is often given to:
- Previously surveyed low-income households
- Widows and female-headed families
- Disabled persons
- Daily wage earners affected by inflation
Final eligibility is always determined by official verification.
Key Benefits of the Package
The Ramzan Relief Package 2026 offers multiple benefits for deserving families:
- Rs. 13,000 direct cash support from the federal government.
- Rs. 10,000 additional help in Punjab through the Nigehban Card.
- Fast SMS verification through short code 999.
- Biometric payment system to reduce fraud.
- Door-to-door card delivery in Punjab for ease.
- Possible future inclusion in Eid or Ramzan support programs.
- Increased BISP quarterly stipend for registered families.
These measures aim to reduce the financial burden during the holy month of Ramzan.
Punjab Government Rs. 10,000 Nigehban Support
Apart from the federal Rs. 13,000 package, the Punjab government has launched its own relief under the Nigehban Card program.
Under this scheme:
- Around 40 lakh families are being issued Nigehban Cards.
- Each eligible family receives Rs. 10,000.
- Cards are being delivered door-to-door.
- Payments can be withdrawn via ATM machines or authorized retailers.
Best Way to Withdraw Nigehban Card Money
The safest method is:
- Use an ATM machine.
- Insert your card.
- Enter your PIN.
- Withdraw Rs. 10,000 directly.
This avoids any possible deduction.
The Nigehban Card is not just for one-time use. It may also be used for future Ramzan or Eid packages.
Maryam Ko Batayein – Code 1000 Initiative
For families who may not have been included in the initial lists, Punjab has also introduced a separate complaint and registration system under “Maryam Ko Batayein.”
Through this system:
- A new helpline code 1000 has been introduced.
- A mobile app is available for registration.
- Verification may be completed within 24 hours.
- Eligible families can receive Rs. 10,000 after approval.
This initiative ensures that deserving families who were missed can still apply.
Increase in BISP Payments 2026
There is also good news for BISP beneficiaries:
- The quarterly BISP stipend has increased from Rs. 13,500 to Rs. 14,500.
- Educational stipends for children have increased by Rs. 500 per child.
- The next installment cycle is expected between January and March 2026.
How Government Selects Beneficiaries
Selection is based on:
- BISP survey data
- Socioeconomic household surveys
- Income and asset records
- Family size and financial condition
Punjab has also conducted door-to-door surveys over the past months to update records.
Only verified low-income families are selected.
Final Advice
If you want to receive Ramzan relief:
- Keep your CNIC valid (renew if expired).
- Make sure your SIM is registered in your own name.
- Follow only official codes like 999 or 1000.
- Never share OTP or CNIC details with unknown persons.
- Do not pay any fee to agents.
Millions of families are already receiving payments. If you qualify, your payment will also be processed.
Stay informed, follow official channels, and act quickly when you receive confirmation.
Ramzan relief is your right – make sure you claim it properly and safely.